Transform the way
you transact
Transact freely offline with escrow protection from Nomba
Built for Nigeria's Service Economy
WorkReceipt secures escrow transactions with advanced cryptographic proof, real-time banking, and mobile-ready compliance.
Camera-Only Capture
No gallery uploads allowed. Photographic evidence is captured live in-app to prevent screenshot tampering, falsifications, and fraud.
Nomba Escrow Account
Every contract gets an instant, dedicated Nomba escrow virtual account. Payouts remain locked securely until confirmation.
WorkScore Reputation
Build an immutable verified work score. High-scoring merchants gain access to lower fees, higher advances, and premium tier listings.
Escrow Advance
Draw up to 40% of locked escrow funds instantly to purchase raw materials or start repairs. Minimal 3.5% flat financing fee.
Independent Arbitration
A network of arbiters resolve disputes in under 48 hours. A flat ₦1,500 dispute fee is charged only to the losing party to deter fraud.
SMS & USSD Authorization
No internet? No smartphone? Buyers can release funds or dispute work via standard SMS responses or by dialing *737*9900#.
How WorkReceipt Protects You
Lock Spec & Create Job
Define the deliverables, milestones, fee structure, and proof requirements. The transaction details are hashed and locked in an immutable spec.
Buyer Funds Escrow
The buyer transfers the contract amount to the Nomba escrow virtual account. Funds remain locked securely in Nomba custody contracts.
Submit Proof & Release
The merchant uploads camera-only proof. The buyer confirms via app or SMS, releasing funds instantly to the merchant's Nomba account.
Ready to Secure Your Next Contract?
Protect your payments, build your verified WorkScore reputation, and access materials financing instantly.